Annual Report 2016

The Group has had a very satisfactory year financially, with solid improvement in both revenue from continuing operations (+15%) and profit from continuing activities before non-recurring items (+11%). In an economy characterised by GDP growth of 3.8%, we consider that an encouraging performance.

This year we are presenting our financial statements in a new format, reflecting the fact that we increasingly view ourselves as a financial services group whose main revenue drivers are net interest margins from our finance business and fee and rental income from our consumer, corporate and institutional client bases. We are pivoting the Group’s strategy towards financial services as we are confident that our competencies in Point-of-Sale (POS) financing at retail locations, and competitive financing solutions for SMEs, can provide our shareholders with sustainable returns. We also hope that these competencies will entail our Group exploring other countries in the region which have more attractive demographics and GDP growth rates than Mauritius.

Extract from Group CEO'S Review






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Pages 02 – 03 Group Structure - Download
Pages 04 – 05  Financial Highlights - Download
Pages 08 – 09 Chairman's Message - Download
Pages 10 – 17 Directors' and Senior Executives' Profiles - Download
Pages 18 - 23 CEO's Review - Download
Pages 26 – 34 Corporate Governance Report - Download
Pages 35 – 38 Human Resource - Download
Pages 39 – 44 Corporate Social Responsibility - Download
Pages 45 – 49 Internal Control and Risk Management - Download
Pages 52 – 55 Other Statutory Disclosures / Directors' Report / Secretary's Certificate / Statement of Compliance - Download
58 – 126 - Financial Statements (Independent Auditors' Report / Financial Statements / Directors of Subsidiary Companies) - Download

 

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