Cim Finance
Cim Finance offers financial solutions to consumers, SMEs and large corporates. Present on the credit market since 1987, Cim Finance has more than 500 employees and over 80 counters spread over Mauritius and Rodrigues.
Cim Finance has been, and remains, the first non-banking financial institution in Sub Saharan Africa to issue MasterCard and Visa credit cards, and the first financial institution to issue China UnionPay credit cards in Africa.
The company is regulated by the Bank of Mauritius (BoM) as a non-banking deposit taking institution and licensed by the Financial Services Commission (FSC) as a credit financing institution and offers a range of credit card issuing and acquiring services. Cim Finance is equally engaged in leasing and factoring activities duly licensed by the FSC. The company has been ISO 9001:2008 certified since 2009.
Consumer Finance
We offer Credit Purchase facilities to a large number of individual clients through a network of over 80 dedicated Cim Finance counters and a chain of over 700 authorised merchants across Mauritius.
We have developed, with Experian, a credit scorecard system to provide timely credit approval decisions and to support our credit risk monitoring processes.
Credit Cards
Cim Finance Ltd is the only Non-Banking Financial Institution which is a Principal Member of MasterCard, Visa and Union Pay. We have been involved in the card business for more than 10 years be it from an Issuing or Acquiring perspective.
Issuing:
To cater for the different needs of our customers, we issue credit cards in the following segments:
- Classic
- Gold
- Business
- Titanium
Acquiring:
We have been providing POS [Point of Sales] facilities to several merchants in various sectors. In addition, we also provide acquiring facilities for eCommerce merchants who are willing to sell their services/products online.
Leasing
Cim Finance has put together a flying team of dedicated professionals who offer both finance and operating Lease packages to individuals, entrepreneurs, professionals and commercial enterprises for their assets financing.
Factoring
Cim Finance offers domestic Factoring services to a range of commercial clients in Mauritius.
We provide solutions to SMEs and big corporates to increase working capital, to effectively manage receivables or simply better manage their cash flow and funding requirements.
